This site exercises
best efforts at all times to preserve and otherwise respect each
visitors privacy. The exact security measures for implementing
this policy are stated below. Notwithstanding the foregoing, you,
the visitor, hereby acknowledge by continuing to visit this site
that there is a risk your privacy may be compromised by computer
and/or human error. You acknowledge, further, that if your privacy
is so compromised you will not, in any event, be entitled to any
damages or other relief from the owner/operator of this site.
of this site is not and cannot be found liable to any visitor for
any reason, even if the visitor sustains actual damages. By continuing
to use this site, you, the user, agree that said complete release
is enforceable in all respects.
We Collect and How It's Used
To process your
quote request, we require your name, phone number, email address,
mortgage balance (if any) and estimated financial information such
as debts, salary, credit, etc . This information is used by the
lenders in our network to provide accurate loan quotes and to contact
you with rates and terms. We DO NOT REQUIRE your social security
Mortgage Rates Now website was designed by an independent
firm designed to gather consumer requests for loan information or
pre-approvals and transfer them in a timely manner to licensed mortgage
professionals who purchase this information for their business.
These mortgage professionals contact the consumer directly regarding
their specific needs. We guarantee that all information submitted
through this web site is strictly confidential.
guarantee that all information submitted through Mortgage Rates Now is transferred to no more than four licensed
professionals who are either: a specialist for the selected loan
type, or local to the consumer. Not all lenders will offer a program
that is right for you.
We will not
resell any information provided through this web site to other commercial
or marketing organizations for any reasons whatsoever. We will honor
all requests immediately to remove any consumer from any marketing
campaign that we operate, if any. Further, if there are any questions
as to any part of our privacy/disclosure policy, please e-mail us
directly at email@example.com for more information.
We use your
IP address to help diagnose problems with our server, and to administer
our Web site only.
This site contains
links to other sites. Mortgage Rates Now
is not responsible for the privacy practices or the content of those
Our site uses
an order form for customers to request information, products, and
services. We collect visitor's contact information (like their email
address). Contact information from the order form is never used
to send promotional material from any of our partners or reputable
third parties that may be of interest to our customers. The customer's
contact information is also used to get in touch with the visitor
when necessary. Users may opt-out of receiving future mailings;
see the choice/opt-out section below.
By clicking "Apply Now" or "Submit" you agree to have your info shared with one to four lending and other business partners and for them to contact you (including autodialing, text & pre-recorded messaging) via telephone, mobile device, sms, email, even if your telephone number is currently listed on any state, federal or corporate Do Not Call list.
Some of our
sites offer security measures in place to protect the loss, misuse
and alteration of the information under our control. We offer all
personal data transmission through HTTPS, a secure Internet communications
protocol. Our security certificate is issued by Thawte USA. For
more information visit http://thawte.com/corporate/cps/cps.html.
If you do not see a Valid Thawte USA certificate on this site, we
cannot be not liable for any data comprised upon submission.
Our site provides
users the opportunity to opt-out of receiving communications from
us and our partners at the point where we request information about
thevisitor. This site gives users the following options for removing
their information from our database to not receive future communications.
This site gives
users the following options for changing and modifying information
previously provided. visit http://www.mortgage-rates-now.com/contact.html
Disputes. If any dispute regarding any matter whatsoever arises
between a visitor and the owner/operator of this site, that dispute
must be resolved by arbitration as herein provided. First, the person
making a claim must provide written notice of that claim to the
other party within thirty (30) days after the claiming party learns
that he/she/it may have a claim. Failure to provide said thirty
(30) day notice shall result in the complete release and extinguishment
of the alleged claim. If said thirty (30) day notice is timely provided
then the claiming party must notify the American Arbitration Association
in San Diego, California and otherwise file the claim with the American
Arbitration Association within thirty (30) days after the date of
the thirty (30) day complaint letter. Said arbitration must then
be resolved formally within thirty (30) days after submittal of
the claim to the American Arbitration Association. Whatever fees
must be paid to the American Arbitration Association shall be the
complete responsibility of the claiming party. By continuing to
use this site, you, as a visitor, agree that the foregoing dispute
resolution process is fair and reasonable in all respects.
the Web Site
If you have
any questions about this legal/privacy statement, the practices
of this site, or your dealings with this Web site, you can contact
Customer Service at Mortgage Rates Now.